Our History
Farmers and Merchants Bank was incorporated in August 1949 and opened its doors as a full-service community bank serving Wilkes County in March 1950, with total assets of $84,656.
The Bank’s original location was 10 W Robert Toombs Avenue just off the Square in downtown Washington (the building previously occupied by Kettle Creek Arms & Sports).
The Bank purchased a lot located at 201 E Robert Toombs Avenue in December 1958 and constructed what is now the Downtown Branch location.v
Our Commitiment
Our founders envisioned an organization that offered exceptional, personalized service where customers would be greeted as if they were part of our family. With a dedicated emphasis on tailored assistance, F&M Bank is committed to sharing the unique goals and interests of everyone we serve. We take great pride in staying actively involved in local projects that enhance our community and make it a better place to live, work and play. Our commitment to you and your needs, coupled with our dedication to maintaining high standards of banking excellence, ensure that we are the community bank you can count on for a tradition of strength and stability for you and future generations.
