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Personal Products

Essentials Account

  • No minimum daily balance
  • No transaction limitations

Heritage Account

  • For customers 65 years of age or older
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Earns interest

Earnings Account

  • Minimum to open account: $100
  • Maintain $100 average monthly balance to avoid $5 service charge
  • Electronic statements only
  • Earns interest
  • Premium rate on balances up to $25,000

Student Account

  • For customers 12-23 years of age
  • No minimum balance
  • No monthly service charge
  • Must show proof of enrollment

Capital Account

  • Minimum to open account: $1,000
  • Maintain $1,000 average monthly balance to avoid $10 service charge

Prestige Account

  • Minimum to open account: $100
  • 3 transactions per quarter
  • $2 per transaction after 3 per quarter
  • No minimum opening balance under age 16
Personal Products
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